Is it ignorance or apathy? I don't know and I don't care.
Jimmy Buffett may have summarized my dilemma best with these lyrics from one of his songs. Betty and I have changed our mind on this one decision so often that our kids now just roll their eyes and ask, "What is your plan today?"
We have lived in our current home for twelve years. It was a major downsize choice after our daughters finished college and moved out to start their lives. It is a pleasant, older home with a big backyard, enough room for us and plenty of storage, room for the RV on the side yard, and in a quiet and stable neighborhood.
Unfortunately, it also has some items in the negative column: being an older home (30 years) it has maintenance and repair issues. The house has two stories which is not a problem now but might become one as we age. The windows are the original ones, meaning they are about as energy efficient as a hole in the wall.
The outside is a type of wood product siding popular three decades ago that requires repainting every 7-10 years (we are there now). While the backyard is pretty and relaxing and great for the dog and grandkids, it takes a fair amount of effort to keep it looking decent. We have replaced many of the plants with low water, low maintenance varieties, but there is still a lot of grass to be cut and watered and sprinkler heads to fix.
Over the past year or so, Betty and I have decided to move in seven years, then two or three, then back to seven, then maybe 13-15. You see the pattern: indecision. We are motivated to move by the maintenance and cost of an old, energy-wasteful home. We have spent our entire married life (38 years in June), in the suburbs and are bored with that lifestyle. Actually all three of the houses we have called home over the past thirty years in Phoenix and Scottsdale have been inside a 5 mile circle.
So, our thoughts have turned to a smaller condo/townhome type arrangement, in another part of the Phoenix metro area, in a community with a pool, fitness center, and outdoor maintenance is taken care of by someone else. We would like a place where we could turn things off, lock the door, and be gone in the RV for weeks or months at a time and not worry about our home.
So, there is the situation — and we remain stuck. Moving is expensive, and involves lots of changes, even if only 20-30 minutes away. We are attracted to a more urban environment, like Tempe. It has an active cultural life, 60,000 students at ASU to bring energy to town, light rail, an excellent bus system, and a different feel than our current neighborhood. It is a bit closer to our kids and my dad, and is only 20 minutes from downtown Phoenix.
But, in our saner moments we say to ourselves, " We are comfortable here. Our friends, church, doctors, and familiar shopping choices are here. Tempe is only 30 minutes away. When we feel the urge we can drive there a lot easier than moving there."
So, here we sit. The house has recovered much of the value it lost during the 2007-8 real estate meltdown in Phoenix. But, what if we finally decide to move (or have to due to health) ten years from now and the market is back down again? We would have left a lot of money on the table. Part of me wants the stimulation that a move brings. The other part says save yourself the hassle.
As of today, neither part is casting a deciding vote.